Imprint

PERSONS RESPONSIBLE FOR CONTENT AND DATA PROTECTION

Lloyd’s & Partners AG
Beethovenstrasse 32
CH-8002 Zurich
Switzerland

Tel: +41 44 515 9250
info@lloyds-partners.ch

Company ID: CHE-415.712.353

CONTACT US

PRIVACY

LEGAL NOTICES
All texts and links have been carefully checked and are continuously updated. We make every effort to provide correct and complete information on this website, but accept no responsibility, guarantee or liability whatsoever that the information provided by this website is correct, complete or up-to-date. We reserve the right to change the information on this website at any time and without prior notice and do not undertake to update the information contained herein. All links to external providers were checked for correctness at the time of their inclusion, but we are not liable for the content and availability of websites that can be reached via hyperlinks. For illegal, incorrect or incomplete contents and especially for damages caused by the contents of linked pages, only the provider of the page to which the link refers is liable. It does not matter whether the damage is of a direct, indirect or financial nature or whether there is any other damage that could result from loss of data, loss of use or other reasons of any kind. Users of this website accept the exclusive jurisdiction of the courts of Switzerland and the application of Swiss law.

DISCLAIMER
Please read the following information carefully. They contain legally relevant provisions. By accessing the website and its pages, you declare that you have understood and accept the following terms of use in connection with this website.

If you do not agree with the conditions, please refrain from accessing this website.

COPYRIGHTS
The copyright and all other rights to content, images, photos or other files on the website belong exclusively to Lloyd’s & Partners AG or the specifically named holders of rights. For the reproduction of any elements, the written consent of the copyright holders must be obtained in advance.

DATA PROTECTION DECLARATION

Lloyd’s & Partners AG takes data protection seriously and would like to use this data protection declaration to explain to you which data is absolutely necessary, how we use it and how you can correct or change your details.

We cannot guarantee the security of data transmission on the Internet. In particular, there is a risk of access by third parties when data is transmitted by e-mail.

Should individual provisions or formulations of this disclaimer be or become invalid, the content and validity of the remaining provisions shall remain unaffected.

Our attitude is that the protection of your privacy is of utmost importance. For this reason, compliance with the strict legal provisions on data protection is a matter of course for us. We are firmly convinced that data protection begins with transparency. It is therefore our concern that you should always know when we store which of your personal data, how we use it, but also how you can restrict or prevent its use.

WHAT IS PERSONAL DATA
Personal data are all information about personal and factual circumstances of a certain or determinable person. This includes information and details such as your (correct) name, address or other postal address and telephone number. Your e-mail address is also included if it has such a connection to your name that you are identifiable. Information that cannot be used to determine your identity is not included. Such information is for example: all information without any reference to your name, e.g. only the indication of gender or age or education.

USE AND FORWARDING OF PERSONAL DATA
Lloyd’s & Partners AG undertakes to protect your privacy, uses your personal information only within the company and only passes it on to those companies that are involved in the fulfilment of the contracts concluded with you or otherwise in the provision of services. Otherwise, your personal information will not be passed on to third parties unless you have given your express consent or we are obliged to release it, e.g. due to a court or official order.

CONTACT
When contacting us (e.g. via contact form or e-mail), the user’s details are stored for the purpose of processing the enquiry and in the event that follow-up questions arise.

USE OF COOKIES
Lloyd’s & Partners AG uses cookies at best. Cookies are small text files which the web server stores in several places in your computer’s browser and which can be used to identify you during a subsequent visit to the website. The cookies we use do not damage your computer and do not contain viruses. During the use of our internet offer we mainly deposit so-called “session cookies” on the hard disk of your computer, which are only relevant for your visit to our website. These cookies are used exclusively for connection control and navigation and enable you to surf our website in a user-friendly manner. For example, they “remember” certain settings during the session and save you from having to make repeated entries. “Session cookies” are deleted again when you end your browser session. We also use long-lasting (persistent) cookies, which enable us to recognize your browser the next time you visit us. In your browser you will be offered the option of a warning message if a web server wants to set a cookie on your computer. You can accept or reject cookies. Most browsers are set to accept cookies automatically. However, you can deactivate the storage of cookies or set your browser to notify you when cookies are sent. When you leave this website, you can delete cookies from your computer’s hard drive at a later date, e.g. if a malfunction in the Internet connection prevented automatic removal.

Of course you can also view our websites without cookies. If you do not want us to recognize your computer, you can prevent cookies from being stored on your hard drive by selecting “do not accept cookies” in your browser settings. How this works in detail can best be found in the instructions of your browser manufacturer. If you do not accept cookies, however, this can lead to functional restrictions of our offers.

DEACTIVATE COOKIES

• CHROME
• FIREFOX
• SAFARI

GOOGLE ANALYTICS
This website uses Google Analytics, a web analysis service of Google Inc. (“Google”). Google Analytics uses “cookies”, which are text files placed on your computer, to help the website analyze how users use the site.

According to the privacy policy and according to information from Google, these are text files that are stored on your computer and which enable an analysis of your use of the website. For example, information on the operating system, the browser, your IP address, the website you have previously called up (referrer URL) and the date and time of your visit to our website are recorded. The information generated by this text file on the use of our website is then transferred to a Google server in the USA and stored there. However, if IP anonymisation is activated on this website, your IP address will be shortened by Google within member states of the European Union or in other states which are party to the Agreement on the European Economic Area. Only in exceptional cases will the full IP address be transferred to a Google server in the USA and shortened there.

On behalf of the operator of this website, Google will use this information to evaluate your use of the website, to compile reports on the website activities and to provide further services to the website operator in connection with the use of the website and the Internet. If this is required by law or if third parties process this data on behalf of Google, Google will also pass this information on to these third parties. This use will be anonymous or pseudonymised. Google uses the DoubleClick DART cookie. Users can deactivate the use of the DART cookie by accessing the privacy policy of the advertising network and content advertising network of Google.

The IP address transmitted by your browser in the context of Google Analytics is not merged with other data from Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. You can also prevent the collection of the data generated by the cookie and related to your use of the website (including your IP address) to Google and the processing of this data by Google by downloading and installing the BROWSER-PLUGIN available under the following link As an alternative to the browser add-on, especially for browsers on mobile devices, you can also prevent Google Analytics from collecting this data by clicking THIS LINK. An opt-out cookie is set to prevent future collection of your information when you visit this site. The opt-out cookie is valid only in this browser and only for our website and is stored on your device. If you delete the cookies in this browser, you will need to set the opt-out cookie again.

You can find more information about Google Analytics directly at Google:

DATA COLLECTION THROUGH USE OF GOOGLE-ANALYTICS

INFORMATION, RIGHT OF OBJECTION, QUESTIONS
You may at any time request free of charge and without delay information about the data stored about you or about a user name assigned to you. We reserve the right to provide this information electronically. Furthermore, you have the right to object to the further use of your personal data for the future at any time. We do not keep the changed or deleted information. In the event of a request for information or an objection, you must provide sufficient details for individualisation and provide valid proof that the information is yours. In these cases or other questions about our data protection, please contact us (contact details can be found in the imprint or under contact).

SUBJECT TO CHANGE
We reserve the right to change this privacy policy from time to time in accordance with legal requirements.